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It shows there were 664,000 interest-only mortgages outstanding at the end of 2023, compared to 702,000 at the end of 2022. Added to this there were 200,000 partial interest-only homeowner mortgages (mortgages that are part interest-only and part capital repayment). This was 9.9percent fewer than at the close of 2022, when the figure was 222,000. Around 400,000 households will see a significant increase in their monthly mortgage payments of 50percent or more. Overall individual net borrowing of mortgage debt fell to 1.2 billion in May, down from 2.2 billion in April.
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